Course coordinator
Dr Hasibul Chowdhury
Course overview
- Study period
- Semester 1, 2025 (24/02/2025 - 21/06/2025)
- Study level
- Undergraduate
- Location
- St Lucia
- Attendance mode
- In Person
- Units
- 2
- Administrative campus
- St Lucia
- Coordinating unit
- Business School
This course will consider the uniqueness of the financial institutions, assessment of credit risk and the principles of successful bank lending, as well as risk management in banks. At the end of this course, you will understand the risk assessment of various types of loans, the mechanisms for predicting financial distress, the principles of asset liability management, securitization and its impact of the Global Financial Crisis (GFC) 2007, bank regulation, bank profitability analysis and international banking system.
The course highlights the traditional role of banks and how their operation has changed dramatically in recent years. In particular, this course evaluates a number of important concepts including risk assessment of loans, role of central banks, risk and performance of banks, asset-liability management, structured finance, regulation, insurance mechanisms and finally, the evolution of and risk in investment banking and international banking.
Sustainable Development Goals - UQ Business School is a proud supporter and Advanced Signatory of the United Nations Principles for Responsible Management Education (UN PRME). As part of the largest global collaboration between business schools and the UN, the school emphasises its role in empowering students to drive societal transformation through the Sustainable Development Goals. The SDGs highlight that a thriving economy relies on a healthy environment, aiming to balance economic growth, social well-being, and environmental protection for a sustainable future.
Course requirements
Assumed background
Knowledge of financial management.
Before attempting this course, students are advised that it is important to complete the appropriate prerequisite course(s) listed on the front of this course profile. No responsibility will be accepted by the School of
Business, the Faculty of Business, Economics and Law or the University of Queensland for poor student performance occurring in courses where the appropriate prerequisite(s) has/have not been completed, for any reason
whatsoever.
Prerequisites
You'll need to complete the following courses before enrolling in this one:
FINM2401 or 2411 or 2412 or 2416
Incompatible
You can't enrol in this course if you've already completed the following:
FINM3414
Restrictions
Not to be studied by BAdvFin&Econ(Hons) students
Course contact
Course staff
Lecturer
Dr Hasibul Chowdhury
Timetable
The timetable for this course is available on the UQ Public Timetable.
Additional timetable information
Please note: Teaching staff do not have access to the timetabling system to help with class allocation. Therefore, should you need help with your timetable and/or allocation of classes, please ensure you email business.mytimetable@uq.edu.au from your UQ student email account with the following details:
- Your name
- Your student ID
- The course code
Aims and outcomes
The primary purpose of this course is to develop a broad understanding of how financial institutions operate both locally and globally. Students will evaluate the banking environment in Australia and globally with a focus on monetary policy, risk management, performance, securitization, regulation and supervision, international banking, and investment banking.
Learning outcomes
After successfully completing this course you should be able to:
LO1.
Evaluate the importance of financial intermediaries/institutions.
LO2.
Outline the role of the central bank in an economy.
LO3.
Analyse risk management and performance of financial institutions.
LO4.
Question and evaluate issues related to the global financial crisis 2007, structured finance, and financial innovation.
LO5.
Evaluate the role of bank regulation including capital regulation and the deposit insurance scheme.
Assessment
Assessment summary
| Category | Assessment task | Weight | Due date |
|---|---|---|---|
| Examination |
In-Semester Exam
|
25% |
3/04/2025
During Lecture time. Students can take the exam from any location, but we highly recommend choosing a place with a stable internet connection to ensure a smooth experience. |
| Paper/ Report/ Annotation | Case Study - Assignment | 25% |
16/05/2025 3:00 pm |
| Examination |
Final Exam
|
50% |
End of Semester Exam Period 7/06/2025 - 21/06/2025 |
Assessment details
In-Semester Exam
- Online
- Mode
- Written
- Category
- Examination
- Weight
- 25%
- Due date
3/04/2025
During Lecture time. Students can take the exam from any location, but we highly recommend choosing a place with a stable internet connection to ensure a smooth experience.
- Other conditions
- Time limited.
- Learning outcomes
- L01, L02, L03
Task description
The exam will be based on the materials covered in Topics 1-4 (including tutorials).
This is a time-constrained online exam that will consist of 20 multiple-choice questions (a mix of theory and calculations) (20 marks), 1 short discussion question (2.5 marks), and 1 problem solving question (2.5 marks).
Students are required to log in to the course Blackboard site to complete the exam. Students will have only one attempt to finish.
We will hold the online In-Semester Exam in Week 6 during the usual lecture time. You can take the exam from any location, but we highly recommend choosing a place with a stable internet connection to ensure a smooth experience.
AI Statement:
This assessment task evaluates students' abilities, skills and knowledge without the aid of generative Artificial Intelligence (AI). Students are advised that the use of AI technologies to develop responses is strictly prohibited and may constitute student misconduct under the Student Code of Conduct.
Exam details
| Planning time | 10 minutes |
|---|---|
| Duration | 60 minutes |
| Calculator options | Any calculator permitted |
| Open/closed book | Open Book examination |
| Exam platform | Other |
| Invigilation | Not invigilated |
Submission guidelines
Please answer all of the questions in the Blackboard test and SUBMIT your responses by the end time of your exam.
Deferral or extension
You may be able to defer this exam.
Late submission
Exams submitted after the end of the submission time will incur a late penalty.
Case Study - Assignment
- Mode
- Written
- Category
- Paper/ Report/ Annotation
- Weight
- 25%
- Due date
16/05/2025 3:00 pm
- Learning outcomes
- L01, L03, L04, L05
Task description
Carefully read ‘Wells Fargo: Setting the Stagecoach Thundering Again’ (see URL on Blackboard under “Assessment” and please make sure you also read other materials that will strengthen your assignment). Please use this case as a background to carefully develop your answers to the questions mentioned in the document titled "Assignment Instruction." The maximum length of your submission would be 5 pages (excluding the list of references), using 1.5-line spacing, ‘Times New Roman’ font with size 12, ‘Normal’ margins, justified paragraphs, and page numbering on the bottom right-hand side.
AI Statement:
This task has been designed to be challenging, authentic and complex. Specifically, this assessment task evaluates students' abilities, skills and knowledge without the aid of generative Artificial Intelligence (AI). Students are advised that the use of AI technologies to develop responses is strictly prohibited and may constitute student misconduct under the Student Code of Conduct.
Submission guidelines
A student needs to upload the write-up in a single 'pdf' file using "Case Study Submission Link" on Blackboard.
Deferral or extension
You may be able to apply for an extension.
Late submission
A penalty of 10% of the maximum possible mark will be deducted per 24 hours from time submission is due for up to 7 days. After 7 days, you will receive a mark of 0.
Final Exam
- Identity Verified
- In-person
- Mode
- Written
- Category
- Examination
- Weight
- 50%
- Due date
End of Semester Exam Period
7/06/2025 - 21/06/2025
- Other conditions
- Time limited.
- Learning outcomes
- L01, L03, L04, L05
Task description
The final assessment will be based on all materials covered in the course (from Topics 1-11). The exam includes short answers and problem-solving questions.
AI Statement:
This assessment task is to be completed in-person. The use of generative Artificial Intelligence (AI) tools will not be permitted. Any attempted use of Generative AI may constitute student misconduct under the Student Code of Conduct.
Exam details
| Planning time | 10 minutes |
|---|---|
| Duration | 120 minutes |
| Calculator options | (In person) Casio FX82 series only or UQ approved and labelled calculator |
| Open/closed book | Closed Book examination - no written materials permitted |
| Exam platform | Paper based |
| Invigilation | Invigilated in person |
Submission guidelines
Deferral or extension
You may be able to defer this exam.
Course grading
Full criteria for each grade is available in the Assessment Procedure.
| Grade | Cut off Percent | Description |
|---|---|---|
| 1 (Low Fail) | 0 - 29 |
Absence of evidence of achievement of course learning outcomes. |
| 2 (Fail) | 30 - 46 |
Minimal evidence of achievement of course learning outcomes. |
| 3 (Marginal Fail) | 47 - 49 |
Demonstrated evidence of developing achievement of course learning outcomes |
| 4 (Pass) | 50 - 64 |
Demonstrated evidence of functional achievement of course learning outcomes. |
| 5 (Credit) | 65 - 74 |
Demonstrated evidence of proficient achievement of course learning outcomes. |
| 6 (Distinction) | 75 - 84 |
Demonstrated evidence of advanced achievement of course learning outcomes. |
| 7 (High Distinction) | 85 - 100 |
Demonstrated evidence of exceptional achievement of course learning outcomes. |
Additional course grading information
Grades will be allocated according to University-wide standards of criterion-based assessment.
Supplementary assessment
Supplementary assessment is available for this course.
Learning resources
You'll need the following resources to successfully complete the course. We've indicated below if you need a personal copy of the reading materials or your own item.
Library resources
Find the required and recommended resources for this course on the UQ Library website.
Learning activities
The learning activities for this course are outlined below. Learn more about the learning outcomes that apply to this course.
Filter activity type by
Please select
| Learning period | Activity type | Topic |
|---|---|---|
Week 1 |
Lecture |
Topic 1: Financial Institutions and Credit Risk Analysis Learning outcomes: L01, L03 |
Week 2 |
Tutorial |
Topic 1: Financial Institutions and Credit Risk Analysis Learning outcomes: L01, L03 |
Lecture |
Topic 2: The Monetary Authorities, RBA, Interest Rates Learning outcomes: L02 |
|
Week 3 |
Tutorial |
Topic 2: Monetary Authorities, RBA, Interest Rates Learning outcomes: L02 |
Lecture |
Topic 3: Risks of Financial Institutions Learning outcomes: L03 |
|
Week 4 |
Tutorial |
Topic 3: Risks of Financial Institutions Learning outcomes: L03 |
Lecture |
Topic 4: Bank Liquidity Risk Learning outcomes: L03 |
|
Week 5 |
Tutorial |
Topic 4: Bank Liquidity Risk Learning outcomes: L03 |
Lecture |
Topic 5: Bank Performance Analysis and Deposit Insurance Learning outcomes: L03, L05 |
|
Week 6 |
Tutorial |
No Tutorial Self-assisted study. There are no tutorials in the In-Semester Exam week. |
Lecture |
In-Semester Exam The During Class Time In-Semester Exam will be held during lecture time. |
|
Week 7 |
Tutorial |
Topic 5: Bank Performance Analysis and Deposit Insurance Learning outcomes: L03, L05 |
Lecture |
Topic 6: Asset-Liability Management I Learning outcomes: L03 |
|
Week 8 |
Tutorial |
Topic 6: Asset-Liability Management I Learning outcomes: L03 |
Lecture |
Topic 7: Asset-Liability Management II Learning outcomes: L03 |
|
Mid-sem break |
No student involvement (Breaks, information) |
In-Semester Break Tutorials will not run in this week. |
Week 9 |
Tutorial |
Topic 7: Asset-Liability Management II Learning outcomes: L03 |
Lecture |
Topic 8: Securitization & Financial Crisis Learning outcomes: L04 |
|
Week 10 |
Tutorial |
Topic 8: Securitization & Financial Crisis Labour Day Public Holiday - Monday 5 May 2025 - Check Blackboard for announcements about affected classes. Learning outcomes: L04 |
Lecture |
Topic 9: Capital Adequacy Requirement Learning outcomes: L05 |
|
Week 11 |
Tutorial |
Topic 9: Capital Adequacy Requirement Learning outcomes: L05 |
Lecture |
Topic 10: Loan Portfolio and Concentration Risk Learning outcomes: L03 |
|
Week 12 |
Tutorial |
Topic 10: Loan Portfolio and Concentration Risk Learning outcomes: L03 |
Lecture |
Topic 11: Investment Banking Learning outcomes: L01, L03 |
|
Week 13 |
Tutorial |
Topic 11: Investment Banking Learning outcomes: L01, L03 |
Lecture |
Revision Lecture Learning outcomes: L01, L02, L03, L04, L05 |
Additional learning activity information
Tutorial questions must be downloaded from Blackboard. Students must attempt the questions before attending the tutorial session.
Sustainable Development Goals
This course integrates the following Sustainable Development Goals (SDGs) through lectures and assessment.
Policies and procedures
University policies and procedures apply to all aspects of student life. As a UQ student, you must comply with University-wide and program-specific requirements, including the:
- Student Code of Conduct Policy
- Student Integrity and Misconduct Policy and Procedure
- Assessment Procedure
- Examinations Procedure
- Reasonable Adjustments - Students Policy and Procedure
Learn more about UQ policies on my.UQ and the Policy and Procedure Library.